How to claim

Simple steps to submit a claim

When something happens, do not stress. Follow the steps below and we will guide you from reporting to settlement.

Claim process

Follow these steps to reduce delays and keep everything smooth.

01
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Report the incident quickly

Contact us as soon as possible. We will confirm the next steps and what documents you need.

02
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Submit required documents

Provide your policy details and any supporting reports or evidence based on the type of claim.

03
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Assessment and verification

We review the claim, verify coverage, and may arrange inspection or request additional information.

04
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Settlement and support

Once approved, we communicate the decision and process repair, replacement, or payment as applicable.

Need help right now?

Call us and we will tell you exactly what to do for your claim type.

Common documents

Requirements differ by product, but these are common examples.

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Motor claims (accident or damage)
  • Policy number or certificate
  • Driver licence
  • Police report if required
  • Photos of damage and scene
  • Repair estimate from an approved garage
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Fire or burglary claims
  • Policy schedule or policy number
  • Police report
  • Photos or video evidence
  • Inventory or list of affected items
  • Fire service report if applicable
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Personal accident claims
  • Policy details
  • Medical report or hospital documents
  • Receipts for medical expenses if covered
  • Claim form
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Travel claims
  • Policy details
  • Travel itinerary or ticket
  • Receipts and proof of loss
  • Medical report if applicable
  • Airline or carrier confirmation if applicable
Keep copies of everything
Photos, receipts, reports, and policy details can speed up processing.
Tips

How to avoid claim delays

Small actions can make the process faster and easier.

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Act fast Report incidents early to avoid delays and protect evidence.
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Document everything Take clear photos and keep receipts and reports.
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Follow guidance Use approved partners where required for repairs or inspection.
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Ask questions If you are not sure, contact us and we will guide you.

Ready to submit a claim?

Contact us and we will guide you step by step.